About Us

Our approach to income planning is designed to achieve two primary objectives that become increasingly important as you near retirement: asset protection and a dependable income. We will review your current situation and show you your potential income in retirement.  An intentional income plan can help ensure your assets sufficiently meet your desired and required expenses today and over your lifetime.

 One of the biggest questions retirees face is how to maximize their Social Security benefits. There are 567 different strategies, and if you make the wrong choice, it could cost you and your spouse thousands of dollars annually. We will help you choose the right benefit for you and show you how to coordinate it with your overall retirement plan. 

 We help ensure that the level of risk you’re exposed to is appropriate for your current stage in life. Our goal is to help minimize the risks to your retirement plan—not just stock market risk, but also inflation risk and longevity risk. This also includes strategies to protect your family if you die early and your income stops, or you become sick and injured and unable to work. 

 We’ll design a tax saving strategy to reduce your tax bill, maximize your retirement income, and ensure that you have enough funds to last throughout your retirement years. Moreover, the tax law and your financial picture changes every year, so it’s crucial to develop and adjust your tax savings plan frequently to take advantage of any new tax breaks and changes that may benefit you. 

 Estate planning is the process of arranging for the transfer of wealth in accordance with your wishes, in a way that allows for a timely and efficient administration of your estate while minimizing taxes. Appropriate estate planning is a key part of high-quality financial planning. Our goal is to see that every client we work with has an estate plan that is carefully thought out and documented to reflect his or her particular situation and wishes for passing on wealth.